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    Howdy. This is Bob. The Bob of Bob Blog. This blog contains about five minutes of my thoughts each day. A record. A history. And occasionally worth reading.

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    Bob Blog
     
    Wednesday, May 13, 2009  
    Lending Club
    This is the full text of the invite. It is a payback program where I get money if you join.

    Because you were invited by me, Lending Club will give you a $50 bonus when you sign up to start investing. The bonus is to encourage you to try the site and is available for you to invest in Notes right away. If you check it out, can you let me know what you think?

    Lending Club




    I've joined Lending Club and want to share a few details about what they do.

    Lending Club enables individual investors and well-qualified borrowers to get better rates than with banks or credit card companies. Their straightforward, online approach operates at a cost much lower than the big banks.

    It's no secret that banks are now charging people with good to excellent credit 15%-25% interest for loans and credit card debt.

    Lending Club offers a better alternative with a simple and transparent model that leverages 50 years of credit default trends to set interest rates.

    The result is that Lending Club facilitates loans at an average rate of 14% -- a lower rate than most creditworthy borrowers pay on their credit cards today.

    And Lending Club investors have earned an average of 9.05% in the last 20 months. That's because when you cut out the costs of traditional financial institutions' overhead and complexity, you end up with a better rate for borrowers and better returns for investors.

    Because you were invited by me, Lending Club will give you a $50 bonus when you sign up to start investing. The bonus is to encourage you to try the site and is available for you to invest in Notes right away. If you check it out, can you let me know what you think?

    Lending Club

    8:14 PM  0 comments

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